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Housing Loans and CPF: Why you cannot retire at 60

Paul HO from www.iCompareLoan.com Central provident fund (CPF) was originally introduced in 1955 by the British Colonial authority to help workers save for their retirement. Over the years, CPF has...

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Mortgage Interest Rates – Key Factors That Impacts it

Paul HO from www.iCompareLoan.com Interest Rate Interest rate charged is the reward for taking the risk on the capital. Interest rate is often referred to as the “cost of funds” or hurdle rate. Risk to...

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Evolving Nature of Industrial Properties

Paul HO (iCompareLoan.com) This article has also been featured on TheEdgeProperty   Singapore’s owes its industrial transformation and modern day success to Dutch economist Dr. Winsemius who in 1960...

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How to spend your GST Vouchers

Paul HO (iCompareLoan.com) In July 2015, 1.6 million Singaporeans will receive a letter to inform them of their eligible GST Vouchers and other Budget benefits. However will you qualify for the GST...

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Mortgage Options in Singapore – The Difference between Fixed and Variable Rates

You’re ready to buy your first home in Singapore, and now you need to figure out a mortgage and what type is best for you. There are over twenty banks in Singapore that sent out fliers and packets, and...

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When is “Fixed” Not a Fixed Rate

When mortgage interest rates are rising, home owners are tempted to switch to Fixed rates. Home owners tend to baulk at Fixed rate because it is more expensive. They want to take a floating rate...

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